Access Your Home Equity — Without Monthly Mortgage Payments
Jerry Garcia, Reverse Mortgage Specialist, helping Colorado homeowners 62+ turn their home equity into financial freedom.
Equal Housing OpportunityLicensed in ColoradoHow It Works
A reverse mortgage lets you tap your home's equity while you stay in your home — no monthly mortgage payments required.
See if you qualify
You're 62+ and the home is your primary residence. Jerry walks you through the basics.
Get counseling
HUD-approved counseling ensures you understand your options — it's required and free.
Choose your payout
Lump sum, line of credit, monthly payments, or a combination — you decide.
Stay in your home
You keep the title. You stay in control. The loan is repaid when you leave the home.
Who Is This For?
Reverse mortgages are designed for homeowners 62 and older who want to use their equity without selling or making monthly mortgage payments.
- You're 62 or older (or your spouse meets age requirements)
- The home is your primary residence
- You want to eliminate monthly mortgage payments
- You want a financial safety net or line of credit that grows
- You plan to stay in your home for the long term
- You want to supplement retirement income
See Your Numbers in Minutes
Use our free reverse mortgage calculator to estimate how much equity you could access based on your age, home value, and current mortgage. No sign-up required — get instant results and then reach out when you're ready for a personalized conversation with Jerry.
Use the CalculatorAbout Jerry Garcia
Jerry Garcia is a licensed Mortgage Loan Originator specializing in reverse mortgages. He helps Colorado homeowners 62 and older understand their options and access their home equity with clarity and confidence.
- NMLS #994639
- Colorado License #100041939
- Edge Home Finance Corporation, NMLS #891464
Jerry focuses on reverse mortgages because he believes every homeowner deserves to understand this option. He takes the time to educate, never pressure — so you can decide what's right for you and your family.
Learn more about JerryReady to explore your options?
Talk to Jerry today. Free, no-obligation consultation.