Help Your Clients Unlock Their Largest Asset
Partner with a reverse mortgage specialist to better serve homeowners 55 and older — and add a real differentiator to your business.
Why Your Clients Need This
Many 55+ homeowners are house-rich and cash-poor. They want to downsize, stay put, or buy a new home — but traditional financing gets in the way. Reverse mortgages solve real problems your clients already have.
HECM for Purchase
Your client buys a new home with a reverse mortgage and never makes a monthly mortgage payment. They bring a down payment (typically 40–60% of purchase price, depending on age), and the HECM covers the rest. This opens up listings they thought they couldn’t afford.
Listing tool
Sellers who can’t move because they can’t afford two mortgages — or who are underwater on their current home — can use a reverse mortgage on their new home to free up the transition. You get the listing; they get a path forward.
Stay-in-place
Clients who aren’t moving but are struggling with their existing mortgage can eliminate monthly payments with a HECM. They stay in the home they love, and you’ve connected them to a solution that actually works.
HECM for Purchase: A Game-Changer
This is the product your 62+ buyers often don’t know exists. Here’s how it works in practice.
Example: 70-year-old buyer, $400,000 home
With a HECM for Purchase, the buyer typically brings a down payment of roughly 50–55% of the purchase price (the exact percentage depends on age, interest rates, and property type). So for a $400,000 home, that’s approximately $200,000–$220,000 down. The reverse mortgage covers the remainder — and there are no monthly mortgage payments for as long as they live in the home.
Compare that to a conventional loan: a 70-year-old taking a $200,000 mortgage at today’s rates could be looking at $1,500+ per month. For retirees on a fixed income, that’s often a deal-breaker. HECM for Purchase lets your client qualify for more home and sleep better at night — and you still earn your full commission.
What’s In It for You?
This isn’t about us — it’s about making your job easier and your clients happier.
You still earn your full commission
We don’t take a cut of your side. You refer; we handle the mortgage. Your client closes, you get paid.
Your buyer qualifies for more home
HECM for Purchase removes the monthly payment hurdle. Clients who couldn’t afford the payment on a $400K home suddenly can — with the right structure.
Competitive advantage in the 55+ market
Most agents don’t know this product. You do. That makes you the go-to agent for downsizers, relocators, and stay-in-place clients who need solutions, not just listings.
Co-marketing support from Jerry
Flyers, seminar co-hosting, email templates — we help you educate your sphere and generate more qualified leads. You bring the relationships; we bring the expertise.
How We Work Together
Simple. You identify; we educate and process. Jerry does the heavy lifting.
You identify a client who might benefit
Anyone 62+ (or 55+ for HECM for Purchase planning) who’s downsizing, relocating, or struggling with monthly payments is a candidate.
Warm intro to Jerry
Introduce your client to Jerry. A quick email or call is all it takes. We’ll take it from there.
Jerry handles all mortgage education and processing
Counseling coordination, application, underwriting, closing — we run the mortgage side so you can focus on your deal.
Client closes, you earn your commission
Your client gets into the right home or stays in place with no monthly payment. You get paid. Everyone wins.
Agent Resources
Tools to help you explain reverse mortgages and HECM for Purchase to your clients.
Become a Referral Partner
Fill out the form below and Jerry will reach out to discuss how we can work together.
What Agents Say About Working With Jerry
Testimonials from real estate partners will go here. Jerry focuses on clear communication and making the process easy for you and your clients.
“Placeholder for agent testimonial. Once you have a quote from a partner agent, drop it here. Keep it short and specific — e.g., how referring 55+ clients to Jerry helped close a deal or support a downsizer.”
— Agent name, Brokerage
Ready to partner?
Use our calculator to show clients their numbers, or schedule a call with Jerry to discuss referrals.