Disclosures
Legal disclosures, licensing, and compliance information for Jerry Garcia and Edge Home Finance Corporation.
Equal Credit Opportunity
Edge Home Finance Corporation is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Licensing
Jerry Garcia | NMLS #994639 | Colorado License #100041939
Edge Home Finance Corporation | NMLS #891464
COLORADO — Edge Home Finance Corporation, 4530 W 77th St Suite 365, Edina, MN 55435, (763) 219-8484. To check the license status of your mortgage broker, visit www.dora.state.co.us/real-estate/index.htm
NMLS Consumer Access: nmlsconsumeraccess.org
Advertising Disclosure
This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. Edge Home Finance Corporation is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.
This is not a commitment to lend. Not all borrowers will qualify for a reverse mortgage. Borrower must meet all loan obligations, including living in the property as the principal residence and paying property taxes, homeowners insurance, and home maintenance costs. Failure to meet these obligations can result in the loan becoming due and payable. The loan balance grows over time and interest is charged on the outstanding balance.
Reverse mortgage loan terms include occupying the home as your primary residence, maintaining the home, paying property taxes and homeowners insurance. Loan proceeds may affect eligibility for certain government benefits. Talk to a benefits advisor for more information.
Actual loan amounts, rates, and terms will vary based on individual circumstances and are subject to change without notice.
HUD-Approved Counseling
All HECM borrowers are required to complete HUD-approved counseling before closing. This protects you and ensures you understand your options. Counseling is provided by independent, third-party agencies and is not affiliated with Edge Home Finance Corporation or Jerry Garcia.
Contact
Jerry Garcia — Reverse Mortgage Specialist
Phone: (303) 217-1896
Email: jerry@jerryknowsloans.com
NMLS #994639
Edge Home Finance Corporation
NMLS #891464